Everything You Need To Know About The Walmart Credit Card!
The Walmart Credit Card is a no-fee store charge card that is accepted at Walmart stores, Sam’s Club warehouse stores and most Walmart gas stations throughout the United States. This card can also be used to make online purchases at Walmart.com and at Walmart Supercenters. Many people choose the Walmart Credit Card because everything from groceries to gas can be found at Walmart stores.
Many people today have damaged credit reports as a result of job loss, marital breakdown, illness or high interest rates. The Walmart Credit Card is available to people who may not otherwise qualify for other credit products like major bank cards. For some people who are looking to either establish or rebuild their credit score, the Walmart Credit Card offers a chance to build a positive credit history.
Applying for a Walmart Credit Card is quick and easy, and can be done either online, over the phone or in person at a Walmart store. Approvals are often instant for qualified applicants who complete an in-store application. In-store approvals will be provided with a temporary shopping pass that can be used in that particular location for 24 hours. The actual Walmart Credit Card will be mailed to the successful applicants within 10 business days.
Walmart Credit Card
One big advantage of the Walmart Credit Card is the option for holders to cash advance using the available credit on their card. Unlike traditional credit cards which charge interest immediately on a cash advance, with the Walmart Credit Card customers have until the end of each billing period to pay off the cash advance without incurring any interest whatsoever.
Monitoring your account is easy with a Walmart Credit Card, because customers can view activity, statements and pay bills online at any time of day or night. When Walmart Credit Card holders register to receive online electronic statements they can check their FICO credit score monthly for free. This makes keeping track of both purchases and activity on other accounts easy, and is a great tool to help prevent costly identity theft.
The Walmart Credit Card can also be used to save money on gas purchases at participating U.S. Walmart gas stations. Until December 24, 2011, customers can save 10 cents per gallon when they charge their fuel to their Walmart Credit Card. For busy families who do a lot of driving, this saving can really add up. Beginning on December 25, 2011, the discount per gallon changes to 5 cents off the posted street price, and on January 1, 2012, the discount will be 3 cents per gallon at participating stations.
Walmart Credit Card
Another benefit to Walmart Credit Card holders is the ability to set email and phone alerts for their card. This free service lets customers enroll in a service that will notify them when their account is used, making this a great tool for both monitoring account activity and preventing theft.
Walmart Credit Card customers will be assigned a credit limit on their account based on credit and employment history. Customers can request credit limit increases at any time by calling the Walmart Credit Card toll-free number or logging into their online account.”
For more information about the Walmart Credit Card take a look at Wikipedia.